Helping Kiwi Homeowners!
Tailored and Personal adviser.
Meet Lewis Your New Mortgage Broker
I’m passionate about helping everyday Kiwis find the best loan options for their needs. Unlike large corporations, my personalised approach ensures you get the attention you deserve, whether it’s in my office or at your home — I work around your schedule.
A home loan is more than just the interest rate — it can be tricky to navigate. I’ll simplify the process, ensuring you get the best deal for your needs.
Best of all, my service is completely free.
I'll help you find the right loan.
Negotiated Rates.
Professional Advice.
Stress Free.
No Out-of-Pocket Costs
My service is completely FREE — I’m paid by the lender you choose. I’ll find you the best deal, often securing better rates than if you went alone. While my service is free, there may still be lender and government fees, but I’ll keep you informed upfront.
Meet Lewis Your New Mortgage Broker
I’m passionate about helping everyday Kiwis find the best loan options for their needs. Unlike large corporations, my personalised approach ensures you get the attention you deserve, whether it’s in my office or at your home — I work around your schedule.
A home loan is more than just the interest rate — it can be tricky to navigate. I’ll simplify the process, ensuring you get the best deal for your needs.
Best of all, my service is completely free.
I'll help you find the right loan.
Negotiated Rates.
Professional Advice.
Stress Free.
No Out-of-Pocket Costs
My service is completely FREE — I’m paid by the lender you choose. I’ll find you the best deal, often securing better rates than if you went alone. While my service is free, there may still be lender and government fees, but I’ll keep you informed upfront.
Meet Lewis - Your Trusted Mortgage Adviser
I bought my first investment property at just 19, while working as an engineer in the Navy. Since then, property and finance have been my passion. I aggressively paid down that first mortgage and leveraged it to build a small investment portfolio—learning first-hand how to manage debt, structure loans with revolving credit, and maximise returns.
After transitioning from the Navy, I ran my own electrical business and later stepped into an Operations Manager role for a larger firm. Today, I live with my young family in what we proudly call our forever home in Campbell’s Bay. I've been where many of my clients are—navigating the challenges of first-home buying, refinancing, and investing—and I bring that lived experience into every conversation.
Meet Lewis - Your Trusted Mortgage Adviser
I bought my first investment property at just 19, while working as an engineer in the Navy. Since then, property and finance have been my passion. I aggressively paid down that first mortgage and leveraged it to build a small investment portfolio—learning first-hand how to manage debt, structure loans with revolving credit, and maximise returns.
After transitioning from the Navy, I ran my own electrical business and later stepped into an Operations Manager role for a larger firm. Today, I live with my young family in what we proudly call our forever home in Campbell’s Bay. I've been where many of my clients are—navigating the challenges of first-home buying, refinancing, and investing—and I bring that lived experience into every conversation.
What I Offer:
As a mortgage adviser, I offer more than just loan approvals—I offer strategy, clarity, and support.
Whether you're buying your first home, expanding your portfolio, or refinancing to ease financial pressure, I’ll help you make confident decisions with tailored advice and ongoing support.
What I Offer:
As a mortgage adviser, I offer more than just loan approvals—I offer strategy, clarity, and support.
Whether you're buying your first home, expanding your portfolio, or refinancing to ease financial pressure, I’ll help you make confident decisions with tailored advice and ongoing support.
Here’s what you can expect:
Loan Reviews – I’ll assess your current mortgage structure and identify opportunities to save money or build wealth faster.
Goal Based Advice – Whether your focus is reducing debt, buying a home, or planning for your next move, I’ll help you structure lending around your life goals.
Application Preparation & Processing – I’ll guide you through the application process, from gathering documents to negotiating with banks—so you don’t have to.
Ongoing Support – Mortgage advice doesn’t stop at settlement. I check in regularly, updating you on market changes and ensuring your lending still works for you.
Here’s what you can expect:
Loan Reviews – I’ll assess your current mortgage structure and identify opportunities to save money or build wealth faster.
Goal Based Advice – Whether your focus is reducing debt, buying a home, or planning for your next move, I’ll help you structure lending around your life goals.
Application Preparation & Processing – I’ll guide you through the application process, from gathering documents to negotiating with banks—so you don’t have to.
Ongoing Support – Mortgage advice doesn’t stop at settlement. I check in regularly, updating you on market changes and ensuring your lending still works for you.
First Home Buyers
Buying your first home can feel daunting—but it doesn’t have to be. I’ll guide you through every step, from figuring out what you can borrow to getting your mortgage approved and ready when you find the right place.
How?
Personalised borrowing advice and repayment planning.
Smart strategies to get you on the ladder. Help dealing with agents, lawyers, and accountants.
Fast-track pre-approvals with competitive mortgage deals.
Clear advice. Great communication. No guesswork. Let’s make your first home happen.
Top-Ups & Refinancing
Need extra funds for renovations, a new vehicle, or to tidy up debt? Or maybe your current loan structure no longer fits your life? Whether it’s a top-up or full refinance, I’ll make it simple.
How?
Quick access to funds with minimal hassle.
Loan reviews to ensure your structure still suits your goals.
Restructuring for smarter more flexible lending.
Competitive offers, including cashbacks!
Let’s make your lending work for you—not the other way around.
Property Investors
Whether you’re buying your first rental or growing your portfolio, I’ll help you structure your lending to maximise returns and long-term growth.
How?
Equity strategies to fund your next purchase.
Smart structures to optimise cash flow interest-only and fixed-rate options to manage risk.
Tailored advice to grow your wealth faster.
Invest smarter—with the right plan behind you.
First Home Buyers
Buying your first home can feel daunting—but it doesn’t have to be. I’ll guide you through every step, from figuring out what you can borrow to getting your mortgage approved and ready when you find the right place.
How?
Personalised borrowing advice and repayment planning.
Smart strategies to get you on the ladder. Help dealing with agents, lawyers, and accountants.
Fast-track pre-approvals with competitive mortgage deals.
Clear advice. Great communication. No guesswork. Let’s make your first home happen.
Top-Ups & Refinancing
Need extra funds for renovations, a new vehicle, or to tidy up debt? Or maybe your current loan structure no longer fits your life? Whether it’s a top-up or full refinance, I’ll make it simple.
How?
Quick access to funds with minimal hassle.
Loan reviews to ensure your structure still suits your goals.
Restructuring for smarter more flexible lending.
Competitive offers, including cashbacks!
Let’s make your lending work for you—not the other way around.
Property Investors
Whether you’re buying your first rental or growing your portfolio, I’ll help you structure your lending to maximise returns and long-term growth.
How?
Equity strategies to fund your next purchase.
Smart structures to optimise cash flow interest-only and fixed-rate options to manage risk.
Tailored advice to grow your wealth faster.
Invest smarter—with the right plan behind you.
Schedule Consultation
Whether you're buying your first home, refinancing, or expanding your property portfolio, Lewis Vos is here to help.
Book a Consultation with Lewis Today!
With his practical, no-nonsense approach and deep understanding of the construction industry and property investing, Lewis offers expert advice tailored to your needs.
Get Personalised Advice – No matter your mortgage journey, Lewis will guide you every step of the way.
Clear, Straightforward Guidance – No jargon, just simple, actionable advice.
Start Achieving Your Property Goals – Take control of your mortgage with tailored support.
Click Here to Schedule Your Free Consultation
Let’s work together to create a plan that suits your unique situation and helps you achieve your goals.
Schedule Consultation
Whether you're buying your first home, refinancing, or expanding your property portfolio, Lewis Vos is here to help.
Book a Consultation with Lewis Today!
With his practical, no-nonsense approach and deep understanding of the construction industry and property investing, Lewis offers expert advice tailored to your needs.
Get Personalised Advice – No matter your mortgage journey, Lewis will guide you every step of the way.
Clear, Straightforward Guidance – No jargon, just simple, actionable advice.
Start Achieving Your Property Goals – Take control of your mortgage with tailored support.
Click Here to Schedule Your Free Consultation
Let’s work together to create a plan that suits your unique situation and helps you achieve your goals.
Frequently Asked Questions
How much do your services cost?
My services are completely free for you. I’m paid by the lender once your loan is settled, so you get expert advice and ongoing support with no hidden fees or charges.
How long does the refinancing process take?
Typically, refinancing can take 2-4 weeks, depending on how quickly we can gather the necessary documents and how fast the lender processes your application. I’ll provide you with a clear timeline specific to your situation and help you meet any important deadlines.
What documents do I need for a consultation?
To make the consultation as effective as possible, it’s helpful if you bring the following: Proof of identity (passport or driver’s licence), Proof of income (e.g., pay slips, tax returns), Bank statements (last 3-6 months), Details of existing debts or loans Property details (if applicable).
This will allow me to give you the best possible advice tailored to your situation.
How much can I borrow for my first home?
The amount you can borrow depends on several factors, including your income, credit score, expenses, and the property’s value. For first-time buyers, you can generally borrow up to 80% of the property value without needing Lenders Mortgage Insurance (LMI). I’ll help you calculate how much you could borrow based on your financial situation and recommend the best loan options for your needs.
What makes you different from other mortgage brokers?
Look - I’m not just a mortgage broker — I’m your partner in the refinancing process. With my experience in construction and property investing, I understand the financial needs of everyday Kiwis and work to make the process as simple and stress-free as possible. Here’s what sets me apart:
Tailored advice for your unique situation.
Clear, no-jargon explanations so you can make informed decisions.
Ongoing support, checking in annually to ensure your mortgage still works for you.
Access to a wide panel of lenders to find the best deal for you.
Personal, one-on-one service — you’ll never deal with a call centre.
Still have questions?
Don’t hesitate to reach out! I’m always happy to provide more clarity and ensure you feel confident in your mortgage journey.
Frequently Asked Questions
How much do your services cost?
My services are completely free for you. I’m paid by the lender once your loan is settled, so you get expert advice and ongoing support with no hidden fees or charges.
How long does the refinancing process take?
Typically, refinancing can take 2-4 weeks, depending on how quickly we can gather the necessary documents and how fast the lender processes your application. I’ll provide you with a clear timeline specific to your situation and help you meet any important deadlines.
What documents do I need for a consultation?
To make the consultation as effective as possible, it’s helpful if you bring the following: Proof of identity (passport or driver’s licence), Proof of income (e.g., pay slips, tax returns), Bank statements (last 3-6 months), Details of existing debts or loans Property details (if applicable).
This will allow me to give you the best possible advice tailored to your situation.
How much can I borrow for my first home?
The amount you can borrow depends on several factors, including your income, credit score, expenses, and the property’s value. For first-time buyers, you can generally borrow up to 80% of the property value without needing Lenders Mortgage Insurance (LMI). I’ll help you calculate how much you could borrow based on your financial situation and recommend the best loan options for your needs.
What makes you different from other mortgage brokers?
Look - I’m not just a mortgage broker — I’m your partner in the refinancing process. With my experience in construction and property investing, I understand the financial needs of everyday Kiwis and work to make the process as simple and stress-free as possible. Here’s what sets me apart:
Tailored advice for your unique situation.
Clear, no-jargon explanations so you can make informed decisions.
Ongoing support, checking in annually to ensure your mortgage still works for you.
Access to a wide panel of lenders to find the best deal for you.
Personal, one-on-one service — you’ll never deal with a call centre.
Still have questions?
Don’t hesitate to reach out! I’m always happy to provide more clarity and ensure you feel confident in your mortgage journey.
Contact Info
Address: 1/27 Park Rise, Campbells Bay, Auckland
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